Friday, 25 March 2016

Comparison of Mobile wallets

In one of my earlier posts i had explained the evolution of various methods of payments. One such recent invention in payment system is payment through mobile wallets (or Soft currency)

We take some examples of such wallet applications and do a short comparison similar to the comparison which i did for cloud storage platforms


Following are popularly known wallet applications:


  1. Airtel Money
  2. ICIC Pockets
  3. PAYTM
  4. PayZapp
  5. Chiller
  6. PayUMoney
  7. Vodafone m-pesa
  8. Citrus
  9. Ola Money
  10. Mibikwik
  11. Itz Cash wallet

These are to name a few. There are lot more which has not attracted any customer base. 

Hopefully there will be more in future and it will be regulated by RBI as GOI is very keen to move into mobility.

Though I m not favouring a huge participants in wallet segment I m hoping that at one point if time when this segment saturation point low level companies will drop out. Simultaneously GOI will start regulating this segment also.

If you see the above mentioned list very few participants are well known such as paytm, and itz cash. Some are specific to one purpose such as ola money.

I have not tried all thevsaidvwallet but I would love to and explore each one of those. I would strongly suggest each one of you to share your experience in using wallets


Regards,
N. Karthiram

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